This web site is owned and operated by The Mosaic Community Trust (TMCT), a UK registered charity with number 1113196. This web site is for general information purposes only. The content of the web site does not constitute any form of advice or recommendation by TMCT and is not intended to be relied upon by you in making (or refraining from making) any specific decisions.

Acceptance of Terms

The information & services that TMCT provides to you are subject to the following Terms of Use ("TOU"). TMCT reserves the right to update the TOU at any time without notice. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" hypertext link located at the bottom of our Web pages.

Personal and Non-Commercial Use Limitation

Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services.

Links to Third Party Sites

The links in this area will let you leave TMCT's site. The linked sites are not under the control of TMCT and TMCT is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.